We search rates among 218 lenders
Mortgage Disclosures

Mortgage Rates

OUR ACCOMPLISHMENTS

218+

Number of Lenders

9269+

(Avg. 5.0)
Google Reviews

1469+

Loan officers

Licensed states

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

I couldn’t be happier with my experience working with Loan Factory for my second house purchase, both two houses with Loan Factory. Leon Vo and Dong Nguyen were absolutely phenomenal during the whole buying process. Their professionalism, expertise, and dedication made securing my mortgage easy. They took the time to explain every detail, answered all my questions promptly, and went above and beyond to ensure all required documents are fulfilled to lender, as well as advised me to get the best mortgage rate. Thank you, Leon and Dong, for your outstanding service—I highly recommend this team to anyone looking for a mortgage!
Thanh Tran on Dec 26, 2024, 8:02 AM

just wanted to say thank you for your hard work in securing a mortgage for us and for guiding us through the process from step one when we met you. As first time buyers, our experience couldn't have been a more positive one and we feel very lucky to have had good people like yourself working for us
kevin nguyen on Dec 26, 2024, 7:10 AM

I was introduced to Vivek of Loan Factory less than a month to my property closing date and he put in the work to deliver on the loan. Excellent job! I will definitely recommend Loan Factory for excellent service and great rates.
Bola Olukayode on Dec 26, 2024, 6:27 AM

They are very enthusiastic and do a great job.
Thanh Ho on Dec 24, 2024, 8:11 PM

I recently had the pleasure of working with Tien D and Jayden V for my mortgage, and I am extremely satisfied with the entire process. They were knowledgeable, informed me every step, and took time to explain all my questions. I would highly recommend Tien and his team to anyone looking for a trustworthy and efficient loan officer.
Michelle Luong on Dec 24, 2024, 6:15 PM

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