-DSCR Program:

-Loan Amount: $100,000 to $3.5 million

-Nationwide: 46 states!

-Rural properties

-Competitive rates

-Property Types: SFR, townhouse, condos, duplex, triplex, quadplex. Multi-family 5-10 units, and mixed-use.

-Loan Structure: 30-Year Fixed, 5/6 ARM and interest only for 10 years available.

-LTVs: Up to 80% for purchases and rate/term, 75% for cash-out for 1-4 and up to 75% for purchases, 70% for refinances for multi-family.

-Short-term rental (using projected revenue or actual income)

-DSCR: 0.75 minimum

-Pre-payment penalty: 5%,4%,3%,2%,1%, 3 year 3%,2%,1% and others

-Credit Score: 640 minimum

Fix/Flip Program:

-Purchase Price: $100,000 to $2 million

-Loan Amount: $100,000 to $2 million

-Payment: Interest only

-Points: 1% on the white label program!

-No Upfront Appraisal!

-Fastest closing (3-5 days)

-LTC: Up to 85%

-LTV: Up to 70%

-Term: 6-12 months

-Financing for purchase and renovation costs

-Quickest draw process in the industry

-Geography Nationwide (except MN, MO, LA, NV, NY, SD, ND, and UT)

-Property Types: SFR, and 2-4 Units

-No prepayment penalty

-Credit score: 660